Transform Lending with FinMkt’s End-to-End Origination Platform

Accelerate growth and deliver cutting-edge financial solutions with FinMkt’s proven, cloud-based technology. Fully white-labeled under your trusted brand, our flexible loan origination software empowers banks and credit unions to modernize their lending processes, boost efficiency, and enhance relationships with the communities they serve.

Features to put your mind at ease:

Merchant Underwriting

Customizable merchant applications and underwriting criteria with comprehensive checks including OFAC, lawsuits, bankruptcies, liens, and licensing backed by merchant monitoring and risk management.

Consumer Underwriting

Simple to complete consumer application features realtime decisioning engine, elegant lender/plan waterfall, prequalified offers based on soft credit pull, automatic payment enrollment, credit union memberization, loan document electronic signature, and timestamped and logged applicant disclosure acknowledgements.

Credit Policies

Host lender credit policies on FinMkt’s platform or connect via API. Real-time decisioning and seamless adjustments based on market changes. Leverage data-driven insights to shape and refine strategies.

KYC & Fraud Management

Cutting edge technology includes automated KYC/fraud checks, prefill, OTP device verification, KBA questionnaire, ID scan upload, and compliant handling of FCRA fraud alerts and consumer credit report statements.

Device Verification

OTP-enabled device checks with IP tracking. Detect suspicious activity using advanced device fingerprinting.

Soft Pull Prequalification

Instant prequalification based on a soft credit pull. Let potential borrowers review offers without impacting their credit score.

Data Insights

Customizable and robust reporting and analytics offers valuable insights to drive business decisions and better design credit policies to meet revenue goals.

Speed to Market

Launch new lending programs and verticals quickly—FinMkt’s turnkey technology gets you up and running fast, so you can remain competitive in today’s digital-first landscape.

Customizable White Label

Completely customizable solutions seamlessly integrate into your existing workflows to create a consistent, streamlined experience under your unique brand identity. Control the complete customer journey and sales process to safeguard brand integrity and increase customer loyalty.

Streamlined Underwriting

Leverage automated underwriting processes to approve loans in real time. By reducing manual steps, you can make faster, data-backed decisions and deliver a better borrower experience.

End-to-End Digital Experience

From application to funding, our comprehensive solution covers every stage of the lending journey—no more juggling multiple systems or integrations.

Scalability + Growth

From local credit unions to global banks, our robust technology empowers lenders of all sizes with continuous innovation by removing the barrier of legacy technology limitations. Increase competitiveness with data driven credit and product decisions that allow lenders to quickly adapt to marketplace fluctuations and consumer trends.