Empower Your Enterprise with

Flexible, High-Performance Lending Solutions

Deliver superior consumer financing experiences, reduce operational complexity, automate back-office operations, mitigate financing risks, and drive new revenue channels with FinMkt’s comprehensive suite of lending platforms.

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Enhanced Profitability

Create your own competitive rates or develop them with your preferred banking partner to offer competitive rates that attract more customers while maintaining healthy margins.

Streamlined Operations & Fast Approvals

Automate core processes—from application to disbursement—across various lending models. A unified portal provides real-time visibility into funding, reconciliation, and reporting, freeing your team from manual tasks and complex administration.

Consistent Customer Experience

Maintain brand consistency whether you choose a multi-lender approach or opt for in-house lending. Provide a seamless, user-friendly application process that enhances satisfaction, loyalty, and repeat business.

Reduced Dependencies on Third parties

Retain control over underwriting and compliance with an in-house lending model, or centralize lender management with our multi-lender platform. In both scenarios, you minimize disruptions caused by changing lender relationships or credit policies.

Solutions built around enterprises

CaptivLend: Integrated Lending Solution for Home Improvement Enterprises
Manage the entire credit process under your own brand and retain revenue that would typically go to external lenders.
  • In-House Financing Under Your Own Brand:
    Retain control over pricing, risk profiles, and the entire credit portfolio, creating a new revenue channel.
  • Real-Time Decisioning & Risk Controls:
    Instantly assess applications with advanced underwriting algorithms and proven compliance frameworks.
  • Streamlined Approvals & Operations:
    Leverage automated document management, e-sign, and daily reconciliation to reduce complexity.
  • Flexible User Experience:
    Customize the application process, co-applicant support, and branding to suit your target market.
  • Reduced Reliance on Third Parties:
    Own credit decisions to ensure consistent funding availability and gain full oversight of customer relationships.
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Multi-Lender POS Financing Platform
Offer customers a range of competitive loan products from multiple lenders, boosting approval rates and capturing more sales opportunities.
  • Multiple Lending Partners:
    Present customers with real-time offers from prime and sub-prime lenders in a single application.
  • Automated Decisioning & Compliance:
    Present customers with real-time offers from prime and sub-prime lenders in a single application.
  • Unified Portal:
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    Oversee approvals, funding, and reconciliation across all lenders from one centralized interface
  • White-Labeled & Configurable:
    Adapt the look and feel to your brand, with options for customized workflows and role-based permissions.
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Easy consumer financing for your customer and back-office

Consumer Application Templating

Configurable workflows, co-applicant support, and custom branding for various scenarios.

Advanced Underwriting & Credit Analysis

Leverages thousands of credit attributes and alternative data, with soft-pull prequalifications.

Centralized Merchant Portal

Consolidated reporting, role-based access, single- or multi-stage funding, and daily reconciliation in one interface.

Sponsor Bank & Loan Sale Support

Pre-approved by multiple issuing banks, featuring automated loan sale integrations when needed.

Merchant Underwriting & Monitoring

Tailored criteria and ongoing checks against authoritative databases to minimize merchant risk.

Fraud & KYC Controls

Multi-layer authentication, ID scanning, and biometrics, backed by FinMkt’s dedicated risk team and approved policies.

Automated Document Generation & E-Sign

Seamless creation, e-signature, and secure storage of all regulatory and contractual documents.