Merchant Underwriter

Description

FinMkt is a fast growing, New York-based financial technology company providing financial marketplace technology solutions to consumers, merchants/retailers, banks and alternative finance companies. Our industry-leading Gateway platform connects customer loan offer requests to relevant third-party loan offers in real-time. We have deep integrations with some of the world’s largest tech-enabled lenders who use our marketplace platform to present loan offers and also to monetize declined applications. From a cultural perspective, we believe that a team’s shared values are critical to success and are proud of our beliefs which center around: honesty, integrity, passion, teamwork and loyalty.

If those values describe you (and you have permanently removed the words “impossible” and “can’t” from your vocabulary), then FinMkt is the place for you!


The Role

FinMkt is seeking an Underwriter to join our hardworking and fast-paced digital solutions team. This motivated self-starter will support our Gateway platform by working with a senior underwriter to implement and manage our merchant underwriting business process. This process is designed to evaluate merchants for approval to utilize our customer financing platform. This dynamic and versatile individual will make a significant contribution to our soon-to-be launched merchant qualification and onboarding operation and will be able to rapidly assume responsibility and accountability.


General Responsibilities

  • Promotes a team mindset and commitment to achieving success with a sense of pride for FinMkt and the FinMkt Gateway technology
  • Possesses strong understanding of small and medium-sized business or merchant underwriting
  • Is familiar with underwriting process design including the incorporation of third-party data tools (identification, fraud, etc.)
  • Willing to roll up sleeves to understand and help refine our merchant onboarding risk scoring model
  • Assists our senior underwriter in preparing system and process updates and presents senior management with clear strategies to adjust models and mitigate risk
  • Ensures compliance in credit policies and underwriting procedures
  • Exhibits a sense of urgency towards meeting client requests while also meeting acceptable risk parameters

Requirements

  • Bachelor’s degree with major course work in a related discipline or equivalent job experience
  • Experience in designing, maintaining, and monitoring underwriting systems
  • Knowledge and familiarity with current compliance laws and regulations within SMB
  • Well organized and able to process detailed information with accuracy and efficiency
  • Self-motivated with exceptional verbal, written and interpersonal communication skills
  • Technologically savvy and data driven

Location: New York, New York or Atlanta, Georgia

FinMkt is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.


JOIN OUR TEAM!

FinMkt is a fast growing, New York-based financial technology company providing financial marketplace solutions to retailers, associations, financial institutions and alternative finance companies. Our industry-leading Gateway platform connects customer loan offer requests to relevant third-party loan offers, in real-time. We have deep integrations with some of the largest tech-enabled lenders. Our technology powers the decline of the largest online lenders and we believe that a team's shared values are critical to success and are proud of our beliefs which center around: honesty, integrity, passion, teamwork and loyalty.

If those values describe you (and you have permanently removed the words "impossible" and "can't" from your vocabulary), then FinMkt is the place for you!

Send us an email to info@finmkt.io.