These Terms and Conditions of Use (the "Terms of Use") govern your use of the Website and your receipt of any services and information obtained by you through the Website (the "Services"). The Services are provided by FinMkt, Inc. ("FinMkt") and these Terms of Use constitute an agreement between you and FinMkt. Other services available from third parties through this Website may be governed by separate agreements. Please read these Terms of Use carefully; they impose legal obligations on you. By accessing or browsing our Website or using the Services, you are acknowledging that you have read and understood these Terms of Use and agree to be legally bound by them.

Conditions of Participation

You may use the Services only if: (i) you are eighteen (18) years of age or older and are of the age of consent in your jurisdiction; (ii) your use of the Services will not violate any law in any applicable jurisdiction,; (iii) you do not engage in any conduct that will impede, impair or interfere with the functioning of the Services; and (iv) you agree to be bound by and abide by all of the provisions of these Terms of Use.

You acknowledge, consent and agree that we may access, preserve and disclose your account information and content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (i) comply with legal process; (ii) enforce the Terms of Use; (iii) respond to claims that any content violates the rights of third parties; (iv) respond to your requests for customer service; or (v) protect the rights, property or personal safety of HelpersUnite and its users.

Service

The Services have been designed to enable our Website users to upload, submit, or post certain content, which includes, but is not limited to, software, graphics, videos, audio clips, data and information to the Website.

FinMkt does not endorse and has no control over any submission by our Website users. We do not guarantee the accuracy, completeness or authenticity of any data or information which our Website users submit. You acknowledge that FinMkt has no responsibility relating to any information and content which you access through the Services and that your use of the Services is solely at your own risk. Moreover, you are responsible for any damage or loss resulting from your use of the Website and the Services.

Registration on Website

You may browse the Website without registering with us. However, you may be required to register if you want to use certain areas of the Service. During the registration process, you will create a User ID and Password. You agree to provide us with accurate and complete information when you register. We reserve the right to refuse registration or terminate or cancel a User ID at any time, in our sole discretion. You are solely responsible for any activity that occurs on your account and you agree to immediately notify us of any unauthorized use of your account.

Website User Submission and Posted Materials

By posting or transmitting, submitting. inputting or uploading information and content to the Website, you represent and warrant that you: (i) own or control all rights to all content and information in your submission to the Website (or it is otherwise in the public domain), (ii) have all intellectual property rights in and to the content and information; and (iii) the content and information does not infringe or violate the proprietary rights of third parties. In addition, you automatically grant FinMkt and HelpersUnite.com users under your intellectual property rights, a royalty-free, perpetual, non-exclusive, worldwide license (with the right to grant sublicenses) to use, copy, modify, distribute, publicly display, prepare derivative works of, perform, and otherwise exploit such information, without compensation to you. You acknowledge and agree that FinMkt has the right to delete or modify any of the content and information that you submit.

Fees

There may be fees associated with certain Services on the Website. Fees are collected by our various payment processors. The fees are subject to change at any time. Prior to your use of the Services on HelpersUnite.com, you will be given an opportunity to review and accept the fees that will be charged to your credit card. FinMkt makes no warranties or guarantees regarding the performance of its payment processors and FinMkt does not guarantee or warrant the receipt of all funds. You agree to pay all fees and applicable taxes associated with your use of HelpersUnite.com and submission of a Campaign or donation. In the event you terminate your Services, all fees payable to FinMkt are non-refundable.

Disclaimer Regarding Services

FinMkt cannot and does not guarantee that the information in the Services is accurate, reliable, current, complete or appropriate for your needs. Due to various factors, the accuracy, completeness, timeliness or results obtained is not and cannot be guaranteed by FinMkt.

Proprietary Rights; Downloading of Materials

Unless otherwise noted, all right, title and interest in and to the Website, and information made available in the Services, in all languages, formats and media throughout the world, including all copyrights and trademarks therein, are and shall continue to be the exclusive property of FinMkt or used under principles of "fair use." Certain materials may be made available for download from this Website. Subject to these Website Terms and Conditions, FinMkt grants you permission to download and copy such materials solely for your internal, non-commercial use; provided that all copyright notices appearing on the originals are duplicated on all copies thereof; and provided further, that you do not modify the materials in any way. Without limiting any other right or remedy available to FinMkt, at law or in equity, the permission herein granted will automatically terminate in the event you breach the terms of this paragraph and, in such event, you must destroy immediately all downloaded materials in your possession, custody or control.

You acknowledge and agree that the Website may contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that information contained in advertisements or information presented to you through the Website or by advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly permitted by applicable law or authorized by FinMkt or the applicable licensor, you agree not to modify, rent, lease, loan, sell, distribute, transmit, broadcast, or create derivative works based on the information or content contained in the Website, in whole or in part.

Downloaded Information

FinMkt does not guarantee or warrant that information available for downloading through the Website will be free of infection or viruses, worms, Trojan horses or other code that manifests contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements.

Third Party Links

From time to time, the Services may provide you with the ability to access certain content from third parties, through links to the websites of such other parties or through content that other parties, themselves, post on the Website. You proceed at your own risk when you access such third party content. FinMkt does not guarantee that it will screen such content or that such content will be accurate, free from errors, consistent with what it purports to be appropriate to fit your needs. You agree that FinMkt shall not be held liable for any activities that occur on any website you access through links on the Website. We provide these links as a convenience, and do not endorse the content or services offered by these other sites.

In the event you post content to the Website, FinMkt reserves the right to screen such content but does not guarantee that it will do so. All decisions on whether or not to retain, disseminate or remove content posted by users shall be made by FinMkt in its sole discretion. Users are prohibited from using the Services to violate any laws or to violate the rights of FinMkt or of any third parties, all as further provided below.

Modification and Termination of Website; Modification of Website Terms and Conditions of Use

Notwithstanding any provision herein, FinMkt reserves the right, in its sole discretion, at any time, to change or modify from time to time and/or terminate this Website, or these Terms and Conditions of Use. Your use of the Website following any such modification constitutes your agreement to follow and be bound by the Terms and Conditions of Use, as modified.

User Conduct

The following governs your use of our Website:
I agree that I will not (and shall not permit any third party to):
(i) alter, damage or delete any materials appearing on the Website;
(ii) disrupt the normal flow of communication on the Website, such as through "spam" email or by other means;
(iii) claim a relationship with or speak for any business, organization, or person for which I am not authorized to claim such a relationship; or
(iv) violate any operating rule, policy or guideline of my Internet access provider or online service;
(v) post, email, transmit, upload, submit or otherwise make available any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, libelous, invasive of another's privacy, or language that is racially, ethnically or otherwise objectionable;
(vi) upload, post, submit, email, transmit or otherwise make available any content that I do not have a right to make available under any law or under contractual or fiduciary relationships or that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;
(vii) upload, post, submit, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
(viii) upload, post, submit, email, transmit or otherwise make available any materials that restrict or inhibit any other user from using and enjoying the Website;
(ix) upload, post, submit, email, transmit or otherwise make available any materials or transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate applicable law or regulation;
(x) intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, and any regulations having the force of law;
(xi) "stalk" or otherwise harass another; and/or
(xii) collect or store personal data about other users in connection with the prohibited conduct and activities set forth above.
In addition, you agree that you will not: (i) interfere or attempt to interfere with the running of the Service or any activities conducted on the Service, (ii) modify, or create derivative works of any part of the Service, (iii) decompile, disassemble, reverse engineer or otherwise attempt to derive any source code or underlying ideas of any part of the Service, or (iv) assign, copy, rent, lease, distribute, or otherwise transfer any of the rights that you receive arising out of your use of the Service.

We reserve the right to prohibit or restrict conduct and reserve the right to edit, refuse to post, or to remove any content, in whole or in part, which in our sole discretion we believe violates the provisions herein, or is otherwise objectionable.

No Advice or Solicitation

The Website is for informational purposes only and should not be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, recommendation or sponsorship of any company by FinMkt, its affiliates, officers, directors, employees or agents. You acknowledge and agree that the use of the Website and any decisions made in reliance upon the Website are made at your own risk.

Disclaimer of Warranties and Limitation of Liability

You agree that FinMkt, its affiliates, officers, directors, employees, agents or representatives, hall have any liability, contingent or otherwise, for the truthfulness, accuracy or timeliness of the content or information on the Website (or any services contained therein) or for any decision made or action taken by you in reliance upon such information or content.

YOUR USE OF THE WEBSITE AND INFORMATION CONTAINED THEREIN ARE AT YOUR SOLE RISK. THE WEBSITE AND INFORMATION CONTAINED THEREIN ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THERE IS NO WARRANTY OF MERCHANTABILITY, NO WARRANTY OF FITNESS FOR A PARTICULAR USE AND NO OTHER WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, REGARDING ANY ASPECT OF THE INFORMATION MADE AVAILABLE VIA THE WEBSITE. YOU RECOGNIZE THAT THE ACCURACY OF ANY SUCH INFORMATION SHOULD BE CHECKED BEFORE YOU RELY ON IT.

IN NO EVENT WILL FinMkt BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, OR CLAIMS ARISING IN TORT (INCLUDING NEGLIGENCE), EVEN IF FinMkt HAVE BEEN ADVISED OF OR ARE OTHERWISE AWARE OF THE POSSIBILITY OF ANY OF THE FOREGOING.

YOU ACKNOWLEDGE THAT DOCUMENTS POSTED TO AND CONTENT AVAILABLE AT THE WEBSITE MAY CONTAIN COMPUTER VIRUSES. SHOULD YOU DOWNLOAD ANY SUCH MATERIALS FROM THE WEBSITE, IT IS YOUR RESPONSIBILITY TO PERFORM ANY SCANNING OR OTHER ANTI-VIRUS PRECAUTIONS AS YOU DEEM NECESSARY. UNDER NO CIRCUMSTANCES WILL WE BE RESPONSIBLE FOR ANY LOSS OR DAMAGE CAUSED BY ANY MATERIALS DOWNLOADED FROM THE WEBSITE AND YOU ASSUME FULL RESPONSIBILITY FOR ALL COSTS ASSOCIATED WITH ALL NECESSARY SERVICING OR REPAIRS OF ANY EQUIPMENT OR DATA YOU USE IN CONNECTION WITH OUR WEBSITE.

FinMkt makes no representation that the Website is appropriate for use in locations outside the United States, and access to this Website from locations where the provision of such information may be illegal is prohibited. Users of the Website who access this Website from such locations do so of their own volition and are responsible for compliance with all applicable local laws.

Indemnity

You agree to indemnify and hold FinMkt and its subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of content you submit, post, transmit, modify or otherwise make available through HelpersUnite.com, your use of the Website, your violation of the Terms and Conditions of Use, or your violation of any rights of another.

Complaints over Perceived Infringement/Notice for Making Claims

FinMkt will use commercially reasonable efforts and industry standard technical measures used by copyright owners to identify and protect such owners’ copyrighted works.

If you believe that materials posted on our Website infringe your rights under copyright law in specific materials, we request that you notify us of your objections by providing FinMkt Copyright Agent the following information:
1. a description of the copyrighted work or other intellectual property that you claim has been infringed and a description of where the material that you claim is infringing is located on the site;
2. your address, telephone number, and email address;
3. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
4. a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.

FinMkt's Agent for Notice of claims of copyright or other intellectual property infringement can be reached as follows:
By mail:
Attention: Luan Cox
37 W. 17th Street, Suite 4E
New York, NY 10011

By email:
contactus@finmkt.io

Force Majeure

FinMkt's performance under these Terms and Conditions of Use shall be excused in the event of interruption and/or delay due to any act of God, act of governmental authority, act of the public enemy or due to war or terrorism, the outbreak or escalation of hostilities, riot, fire, flood, civil commotion, insurrection, labor difficulty (including, without limitation, any strike, or other work stoppage or slow down), severe or adverse weather conditions, communications line failure, or other similar cause beyond the reasonable control of FinMkt.

Entire Agreement

These Terms and Conditions of Use and our Privacy Policy relate only to this Website and embody the entire understanding between the parties with respect to this Website and supersede any and all prior representations and agreements, if any, oral or written, with respect to this Website.

Severability

Should any provision of these Terms and Conditions of Use or our Privacy Policy be deemed to be unenforceable or illegal by a court, such provision shall be valid and enforceable to the extent permitted by applicable law, and the validity and enforceability of the other provisions shall not be affected thereby. Failure of FinMkt to enforce any provision of these Terms and Conditions of Use or of the Privacy Policy shall not constitute or be construed as a waiver of such provision or of the right to enforce such provision.

Choice of Law; Choice of Forum

These Terms and Conditions of Use and Privacy Policy shall be governed by and in accordance with the laws of the State of New York, United States. In any action arising under these Terms and Conditions of Use or Privacy Policy, you consent to the jurisdiction and venue of the courts of the State of New York.

Assignment

FinMkt reserves the right to assign its rights and obligations under these Website Terms and Conditions.

Your Consent

By using this Website, you agree to comply with, and be bound by these Terms and Conditions of Use. If you do not agree with some, or all of these Terms and Conditions of Use, you are not authorized to visit our Website.